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WELCOME. YOU CAN GET HERE INFORMATION REGARDING BUSINESS TERMS
        bullet   Listing fee for properties
        bullet   Registration fee for professionals
        bullet   Service Charges For Transactions through hyderabadbuilders.com-Sale or Buy.
        bullet   Payments for Advertising here.
        bullet   Mode of Payments
       

Service Charges For Sale or buy Transactions through hyderabadbuiders.com.

COMMERCIAL / FARM LANDS / BIG PROPERTIES ( OF ALL CATEGORIES) :
We charge a small non-refundable initial payment as retainer and all these payments are adjusted agaist the 2% payable when deal goes through.The client will be shown up to 5 properties closest to their specifications, subject to availability. This initial payment is meant to give better service to a serious buyer and discourage casual and non-serious enquiries.
    PROPERTY VALUE (Buy or Sell)
  • From 20-50 lakhs
  • From 50-150 lakhs
  • Farm Lands above 150-300 Lakhs
  • Farm Lands above 300 Lakhs
    INITIAL PAYMENT(Part of 2% payable)
  • Rs.2000
  • Rs.5000
  • Rs.10000
  • Rs.20000
  • When a transaction is through hyderabadbuiders.com - Buy or Sell
  • Search : For searching of property (1% advance as retainer and 2% after the deal is over)
  • Large Investments / Deal Finance (Above US$200,000)
2 %
3 %
2 %
  • Title deed insurance is Not available at present
    NOTE
    Apart from the above, actual expenses towards professional consultants fees, courier charges for sending documents are charged extra.


  • Service Charges Commitment Letter which a client has to sign when retaining our services for purchase of properties.(Applicable for all properties of value above 50 lakhs in cities and all Farmland properties. )


    FROM



    To
    M/S hyderabadbuiders.com
    29-7-50/1,Vishnuvardhanarao street, Suryraopet,
    Vijayawada-520002.

    Sub: Willingness to pay your service charges for all the help rendered to us in searching / finalizing and purchasing the property of our choice.
    Dear Sir,
    We have seen your website http://www.hyderabadbuiders.com recently, and approaching you through e-mails and phone seeking your assistance in searching for a property(Details)---------------------------------------------------------------------------------------------------
    -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
    to be purchased by us at(Location) ---------------------------------------------- and its surroundings. We are aware of the fact that you charge 2% of the deal value as service charges. We hereby agree to pay you the service charges @ 2% of the actual sale/purchase value as soon as we finalize the property to be purchased either in my name, my spouses name, son, daughter or any other family members or relative's or associate's name, or any other person's name I may choose.
    We are herewith paying a sum of Rs.----------------** ( Rupees ------------------------ thousands only) by way of cash / cheque / Demand Draft / as non refundable initial advance payment towards part of the expenses incurred by M/S hyderabadbuiders.com for the services rendered/to be rendered . This will be part of the 2% service charges payable finally to hyderabadbuiders.com whenthe deal is finalized.The details of the payment
    The details of the payment...............................................................................................................................................................
    Properties that are being shown to us are listed separately.Either myself or our agent/reltive/others authorized by me will sign every time a property is shown.




    (Signature of the client)
    Place: --------------------------
    Date :---------------------------


    Please note: This amount can also be deposited directly in to our current account held with ICICI bank under the name of "andhraproperties.com" and its number is 630605107709. Please inform us as soon as you deposit so that we can confirm receiving it and acknowlege the same to you.

    LIST OF PROPERTIES SHOWN
    1.------------------------------------------------------------------------------- --------------------------------------------------------------------------------- ---------------------------------------------------------------------------------
    Signature
    2.------------------------------------------------------------------------------- --------------------------------------------------------------------------------- ---------------------------------------------------------------------------------
    Signature
    3.------------------------------------------------------------------------------- --------------------------------------------------------------------------------- ---------------------------------------------------------------------------------
    Signature
    4.------------------------------------------------------------------------------- --------------------------------------------------------------------------------- ---------------------------------------------------------------------------------
    Signature
    5.------------------------------------------------------------------------------- --------------------------------------------------------------------------------- ---------------------------------------------------------------------------------
    Signature
    ** The amounts can be Rs.1000 / 2000 / 5000 /10000/15000/ 25000 as applicable. You can copy and paste this letter in your email or courier it. Give details of payment clearly.


    ADVERTISEMENT TARIFF ( FOR ONE YEAR)

    CATEGORY
    (a) Top Banner Ads 480x55 pixels / Vertical Banner Ads 55x480 pixels / Bottom Banner Ads 480x55 pixels 10 seconds per miniute display.

    (b) All others with links on Home page
    HOME PAGE

    60000
    OTHER PAGES

    18000
    2500
    TOP
    MODE OF PAYMENT
    OUR BANKERS ARE
    ICICIBank
    OUR A/C NUMBER IS : 630605107709

    We are not yet geared for any quick money transfer systems.You can transfer funds to our bank in India by the same old simple Cheques or demand drafts. You can pay by cheques at our a/c in ICICI Bank at any branch in India, if your town has its branch. If not send D.D. to us, payable at Vijayawada. Thank You.
    FINANCE

    #HOW TO APPLY FOR LOAN     #DOCUMENTS TO BE PROVIDED          #DEPOSIT SCHEMES       #FINANCE       #HOUSING FINANCE-INTEREST RATES       #EQUATED MONTHLY INSTALLMENT (EMI)

    Financ will be available to
    * CONSRUCT A HOUSE  * BUY A HOUSE  * MODIFY AND EXTEND A HOUSE  * OTHERS

    Owning a house today is made easy. Many banks are coming forward to finance and many housing promotion corporations are also coming forward. Expert financial analysts too say this is the right time - what with lower rate of interests, competition among financial institutions, SOPs by way of income-tax exemption limits etc.
    All the leading banks now have a housing finance division.

    VARIOUS BANKS AND THEIR HOUSING FINANCE DIVISIONS OFFER VARIOUS SCHEMES, VARIOUS RATES OF INTERESTS FOR VARYING LOAN AMOUNTS.
    HOUSING LOANS : INTEREST RATES


    HOW TO APPLY FOR LOAN
    - Choose a property. Buy the plot of land needed, if you are planning to construct an independent house.
    - Get all land documents in order, sale deed in original, encumberance certificate, source document, tax receipts etc. File them in order.
    - Get a plan ready from a registered architect.
    - Get an estimation of building value from architect.
    - Get all department approvals.
    - Now choose a banker close to you who is willing to accept your application. Generally rates of interest and other terms are all same in general. Any bank is fine.
    - Fill and forward your application along with all documents needed.
    - You can expect your loan latest by 30 Days earlier if your application is complete in all respects.

    DOCUMENTS TO BE PROVIDED
    Documents Required
    o Application form duly signed by applicant and co-applicant
    o Link documents for 13 years
    o Encumbrance Certificate for 13 years.
    o Approved Plan
    o Detailed Estimate
    o Title Deeds in original
    o Service Particulars of applicant
    o LIC Policies/ NSCs.
    o Guarantor forms with salary certificates

    Loans can be Sanctioned For
    ^ Construction of a Home / Flat / Apartment of your choice.
    ^ Purchase of a Home / Flat / Apartment (not older than 10 years).
    ^ Extension / Renovation / Upgradation / Repair of existing House / Flat / Apartment.

    About the Repayment Period
    For the salaried class the period of repayment depends on the remaining period of service. For the self-employed / professionals the repayment period will be considered upto 65 years of age.

    Who is eligible for our Housing Loans
    1. Individuals who are Permanent employees of State / Central Government / Central
       or State Govt. bodies and undertakings.Recognised Educational Institutions, Public    Limited Companies, Reputed Private Limited Companies, Reputed Business
       Houses.
    2. Self Employed professionals like Doctors, Engineers, Lawyers and others (who are
        IT assessees).
    3. Business who are IT assessees.
    4. NRIsTOP
    5. Companies & other corporates constructing houses for their employees.

    How is the Loan amount Decided
    40% of your gross monthly income will be taken as repayment capacity. Your repayment amount will be determined considering factors such as income, age, number of dependents, spouse's assets/liabilities/stability and continuity in occupation and savings.
    Spouse of the applicant must join as co-applicant. In the case of a spouse who has proven income his / her income would also be taken into account.
    Loan amount will be limited to 75% of cost of Flat / House when the property is situated in Rural areas / Semi- Urban areas and 85% in Urban / Metropolitan areas.
    Minimum period - 5 years
    Maximum period - 15 years

    About the Loan Repayment Mode
    ^ The loan has to be repaid in equal monthly instalments (EMI) comprising interest and   principal. Interest is calculated on Annual rests.
    ^ Repayment commences from the month next to the month of registration in the case    of purchase of House / Flat / Apartment.In the case of construction of House /Flat /    Apartment, the repayment commences from the month of disburst of final instalment    on completion of 12 months (whichever is earlier).
    ^ Until the commencement of EMI, interest has to be paid monthly on the actual   outstandings of every month.
    ^ Repayment can be made through salary deduction by employer through post-dated   cheques. Preclose / Part Payment.
    ^ Prepayments subject to a minimum of Rs. 25,000/- are permitted at a nominal charge   of Rs. 250/-.
    ^Loans can be re-scheduled with the lesser amount of EMI if the amount so paid is equal   or more of 10 EMI's.

    Security for Loan
    ^ Equitable Mortgage by deposit of original Title deeds.
    ^ Additional securities like LIC Policy / NSC equal to 5 to 10 EMIs.
    ^ One / Two guarantors depending on each case.

    Disbursements
    - Directly to the sellers at the time of registration in case of purchase of House / Flat /   Apartment after due inspection of premises.
    - In case of construction of Apartment / House, direct payment to builder / applicant in 2    or 3 installments depending on progress of work.
    HOUSING FINANCE-INTEREST RATES
    Loan Amount(Rs.) Rate of Interest p.a.
    For Construction/Purchase of Residential units
    10,000 to 10,00,000
    10,00,001 to 15,00,000
    15,00,001 and above
    Upgradation/Extension/Repairs any amount

    .... 8.50
    .... 8.50
    .... 8.50
    .... 8.50

    DEPOSIT SCHEMES

    FINANCE
    DOCUMENTS TO BE PROVIDED-FOR CONSTRUCTION OF HOUSE
    * Salary Certificate(If Employee)
    * Last 3 Years income tax returns, Computation Statements, P & L Account, Balance   Sheet(If Self Employed)
    * Registered Sale Deed.
    * Link Documents / Prior documents / Registered Certified Copies for last 13 years.
    * Approved Plan from Muncipal / Panchayat Authorities.
    * Encumberance Certificate from 1-1-1984 to upto-date.
    * Estimation from any Registered Engineer.
    * Processing Fee 1% on Loan application amount (Non refundable) Administration Fee   1% (After loan sanctioned) Total 2%
    - NOTE -
    * If Extension of House please submit Approved Plan of Existing and also proposed.


    DOCUMENTS TO BE PROVIDED-PURCHASE OF HOUSE
    * Agreement for Sale
    * Sale Deed / Document
    * Link Documents / Prior Documents / Regd.
    * Certified Copies
    * Tax Paid Receipt
    * Approved Plan From Muncipality / Panchayat Authorities (Existing)
    * Encumberance Certificate from Vysya Bank Housing Valuer / Vysya Bank Valuer.
    * Salary Certificate(If Employee)
    * Last 3 years income tax returns, Computation Statement, P & L Account, Balance   Sheet(If Self Employed)
    * Processing Fee 1% on loan amount(Non refundable) Administration Fee 1% (After Loan   sanctioned) Total 2%
    NOTE
    TOP * Purchase of House / Flat not older than 10 years


    EQUATED MONTHLY INSTALLMENT (EMI)
    EMI FOR Rs.1,00,000/-
    Years13.25%13.50% 14.0%14.5%
    5
    6
    7
    8
    9
    10
    11
    12
    13
    14
    15
    2383.8
    2099.1
    1898.9
    1751.4
    1639.0
    1551.1
    1481.0
    1424.1
    1377.4
    1338.7
    1306.2
    2398.3
    2113.7
    1913.7
    1766.4
    1654.2
    1566.6
    1496.7
    1440.1
    1393.7
    1355.2
    1323.0
    2427.4
    2143.0
    1943.3
    1796.4
    1684.7
    1597.6
    1528.3
    1472.2
    1426.4
    1388.4
    1356.7
    2456.6
    2172.4
    1973.0
    1826.7
    1715.5
    1628.9
    1560.1
    1504.7
    1459.3
    1421.9
    1390.8